Street (UK) C.I.C.
Financial Ombudsman decision DRN-4356101 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Dec 04deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Miss C complains through a representative that Street (UK) C.I.C irresponsibly lent to her.Irresponsible lending
The overall pattern of Miss C’s borrowing for loans 4 - 10 means any information recorded about them is adverse, so Street should remove these loans entirely from Miss C’s credit file.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4356101.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.