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Financial Ombudsman decision DRN-4352195 Not upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Complaint handling

In the Ombudsman’s words

I don’t think Argos Card were unreasonable to terminate his account in December 2022.Treatment in financial difficulty

Argos Card have an obligation to report accurate information to the credit reference agencies about consumer’s accounts.Complaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4352195.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.