PCF Bank Limited
Financial Ombudsman decision DRN-4324018 Upheld
Upheldoutcome, as published by the Ombudsman
£500redress stated in the decision
Wed Sep 27deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr W complains that PCF Bank Limited recorded incorrect payment information on his credit file causing him financial loss, distress and inconvenience when he later applied for mortgage borrowing.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4324018.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.