Firms › MARKS AND SPENCER FINANCIAL SERVICES PLC ›

MARKS AND SPENCER FINANCIAL SERVICES PLC

Financial Ombudsman decision DRN-4306746 Upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Treatment in financial difficulty

In the Ombudsman’s words

Miss T complains that Marks & Spencer Financial Services Plc (M&S) lent to her irresponsiblyIrresponsible lending

didn’t support her in financial difficultyTreatment in financial difficulty

Rules cited

FCA CONC (Consumer Credit sourcebook)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4306746.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.