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Admiral Financial Services Limited
Financial Ombudsman decision DRN-4303373 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Jan 10deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr H has complained that Admiral Financial Services Ltd (“Admiral”) acted unfairly when turning down his application for a loanIrresponsible lending
a record of Admiral’s credit search was added to his credit file, negatively impacting itCredit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4303373.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.