TSB Bank plc

Financial Ombudsman decision DRN-4274463 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Aug 28deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Complaint handling

In the Ombudsman’s words

incorrectly applied a default on his credit fileCredit file reporting

TSB didn’t remove the default until November 2022 following a letter of complaint he’d sent the TSB’s CEO.Complaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4274463.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.