Metro Bank PLC

Financial Ombudsman decision DRN-4260791 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Sep 22deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Treatment in financial difficulty

In the Ombudsman’s words

Did Vehicle Credit irresponsibly provide Mr G with an unaffordable hire-purchase agreement?Irresponsible lending

I’m satisfied it was fair and reasonable for Vehicle Credit to begin the process of terminating the agreement in late 2016.Treatment in financial difficulty

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4260791.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.