Zopa Bank Limited
Financial Ombudsman decision DRN-4233116 Not upheld
Not upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
Tue Aug 08deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Zopa agreed that it got things wrong and has removed the hard credit search from Mr S’s file, as well as offering him £100 to reflect the distress and inconvenience it has caused.Complaint handling
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4233116.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.