FUND OURSELVES LIMITED

Financial Ombudsman decision DRN-4212774 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

—no sum stated

Wed Aug 23deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr H, through his representative, complains that FUND OURSELVES LIMITED (Fund Ourselves) lent to him irresponsibly.Irresponsible lending

The overall pattern of Mr H’s borrowing for loans 6 to 8 means any information recorded about them is adverse, so it should remove loans 6 and 7 entirely from Mr H’s credit file now and when loan 8 has been repaid it should remove it.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4212774.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.