Equifax Limited

Financial Ombudsman decision DRN-4206844 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

£75redress stated in the decision

Wed Aug 09deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Complaint handling

In the Ombudsman’s words

Mr T told Equifax that two loan applications in his name were fraudulent.Credit file reporting

Equifax failed to initially register this as a complaint despite Mr T making it clear he wanted to complain.Complaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4206844.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.