National Westminster Bank Plc

Financial Ombudsman decision DRN-4147237 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Jul 04deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr L complains that National Westminster Bank Plc lent to him irresponsibly.Irresponsible lending

NatWest should also remove all adverse information from Mr L’s credit file relating to this account.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4147237.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.