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Clydesdale Financial Services Limited
Financial Ombudsman decision DRN-4118800 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Jun 14deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Product mis-sold
In the Ombudsman’s words
I don’t consider it to be likely that a court would now conclude that any issues with its assessment of the affordability of the loan caused Mr R’s relationship with Barclays Partner Finance to be unfairIrresponsible lending
Mr R’s claim under section 75 is that the membership was misrepresented to him and his wifeProduct mis-sold
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4118800.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.