HSBC UK Bank Plc
Financial Ombudsman decision DRN-4058518 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Apr 27deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Ms C complains that HSBC UK Bank Plc (trading as ‘First Direct’) has refused to refund her in full for transactions totalling approximately £5,500 which she said she did not make or otherwise authorise.APP scam refund refused
Rules cited
CRM Code (APP scam reimbursement)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4058518.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.