Lloyds Bank PLC

Financial Ombudsman decision DRN-4002729 Upheld

Upheldoutcome, as published by the Ombudsman

£100redress stated in the decision

Fri Mar 17deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Support for vulnerable customers, Service failure

In the Ombudsman’s words

Mr K and Ms L complain about Lloyds Bank PLC reducing their overdraft facility when they were vulnerable due to the Covid-19 crisis.Support for vulnerable customers

I think Lloyds communication and customer service should’ve been better.Service failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4002729.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.