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Western Circle Limited
Financial Ombudsman decision DRN-3944844 Not upheld
Not upheldoutcome, as published by the Ombudsman
£175redress stated in the decision
Fri Mar 10deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr P complains that Western Circle Ltd trading as Pay Day Bad Credit (Pay Day) gave him loans while he had defaulted on a credit, a loan and had significant amounts of outstanding debt.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3944844.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.