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Mitsubishi HC Capital UK Plc
Financial Ombudsman decision DRN-3879144 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Apr 27deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr W complains that Mitsubishi HC Capital UK Plc trading as Novuna Personal Finance (‘Novuna’) have wrongly refused to backdate a default on his loan account.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3879144.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.