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Shop Direct Finance Company Limited
Financial Ombudsman decision DRN-3828121 Not upheld
Not upheldoutcome, as published by the Ombudsman
£600redress stated in the decision
Thu Mar 30deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr N complains that Very lent to him irresponsibly when it agreed to open a catalogue shopping account for him and subsequent credit limit increases which he says were unaffordable for his circumstances.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3828121.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.