HSBC UK Bank Plc
Financial Ombudsman decision DRN-3791714 Upheld
Upheldoutcome, as published by the Ombudsman
£50redress stated in the decision
Mon Jan 09deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Treatment in financial difficulty, Support for vulnerable customers
In the Ombudsman’s words
Mr N complains that there was a lack of clarity and conflicting information from HSBC UK Bank Plc trading as HSBC and his accounts were unfairly defaulted.Treatment in financial difficulty
I’m satisfied that Mr N had characteristics of vulnerability according to the Financial Conduct Authority’s (FCA’s) guidance on this topic.Support for vulnerable customers
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3791714.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.