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Gain Credit LLC
Financial Ombudsman decision DRN-3778976 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Jun 23deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mrs T, through her representative, complains she took a credit facility from Gain Credit LLC, trading as Drafty, and that it lent to her when she could not afford it.Irresponsible lending
Rules cited
FCA CONC (Consumer Credit sourcebook)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3778976.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.