Sainsbury's Bank Plc

Financial Ombudsman decision DRN-3764026 Upheld

Upheldoutcome, as published by the Ombudsman

£200redress stated in the decision

Thu Nov 24deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Miss P has complained that Sainsbury’s Bank Plc (“Sainsbury’s”) irresponsibly lent to her.Irresponsible lending

Sainsbury’s should also remove all adverse information recorded from June 2012 regarding this account from Miss P’s credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3764026.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.