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Clydesdale Financial Services Limited
Financial Ombudsman decision DRN-3758972 Not upheld
Not upheldoutcome, as published by the Ombudsman
£238redress stated in the decision
Mon Mar 11deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
I’m not persuaded that there’s enough evidence to show that the loan wasn’t affordable for Mr W in June 2011 when it was made to him, that Barclays Partner Finance lent to him irresponsibly or that it has acted incorrectly in connection with the loanIrresponsible lending
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3758972.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.