Gain Credit LLC

Financial Ombudsman decision DRN-3739274 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Oct 06deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Ms A complains Gain Credit LLC trading as Drafty (Drafty) gave her a line of credit she couldn’t afford to repay.Irresponsible lending

Contact credit reference agencies to remove any negative marks on your file as a result of using your credit line after October 06, 2020.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3739274.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.