Everyday Lending Limited

Financial Ombudsman decision DRN-3735520 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Dec 19deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Miss D has complained about a guarantor loan Everyday Lending Limited (trading as “George Banco”.com) provided to her. She says the proper affordability checks weren’t undertaken and that if they had been these would have shown that this loan was unaffordable for her.Irresponsible lending

removing all adverse information it recorded on Miss D’s credit file as a result of this loan.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3735520.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.