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MBNA Limited
Financial Ombudsman decision DRN-3706817 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Nov 04deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Interest and rates, Credit file reporting
In the Ombudsman’s words
Mr S complains that MBNA Limited unfairly increased the interest rate he was quoted for a loan applicationInterest and rates
MBNA also updated Mr S’ credit file information by removing the searches it carried out during his two credit card applications.Credit file reporting
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3706817.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.