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National Westminster Bank Plc

Financial Ombudsman decision DRN-3652435 Upheld

Upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Dec 02deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting

In the Ombudsman’s words

conducted credit searches which have left a footprint on their credit files without proper warning or instructionCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3652435.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.