NewDay Ltd

Financial Ombudsman decision DRN-3627618 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

£800redress stated in the decision

Wed Sep 21deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Miss A complains that NewDay Ltd was irresponsible in its lending to her.Irresponsible lending

NewDay should also remove all adverse information regarding these accounts from Miss A’s credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3627618.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.