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J.D. WILLIAMS & COMPANY LIMITED

Financial Ombudsman decision DRN-3570810 Upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr G complains through his representative that J D Williams & Company Limited irresponsibly provided him with, and increased the credit limit on, mail order accounts so he couldn’t afford the repayments.Irresponsible lending

J D Williams should also remove all adverse information regarding accounts 1 and 2 from Mr G’s credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3570810.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.