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Creation Consumer Finance Limited

Financial Ombudsman decision DRN-3521279 Upheld

Upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Jul 06deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Product mis-sold

In the Ombudsman’s words

ensure any reports they have made to her credit file in relation to that purchase are removed.Credit file reporting
Mrs S complains about a decision by Creation Consumer Finance Ltd (“Creation”) not to uphold a claim she made to them about goods not being delivered.Product mis-sold

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3521279.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.