Handelsbanken plc
Financial Ombudsman decision DRN-3492758 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Jul 28deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Service failure
In the Ombudsman’s words
declined its application for an overdraft during a time in which it was experiencing financial difficultyIrresponsible lending
He was also unhappy with the overall level of service providedService failure
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3492758.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.