Pepper Money Limited

Financial Ombudsman decision DRN-3454875 Upheld

Upheldoutcome, as published by the Ombudsman

£300redress stated in the decision

Sat Oct 31deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Support for vulnerable customers

In the Ombudsman’s words

incorrectly added late payment markers to their credit filesCredit file reporting

didn’t give them sufficient support when they were in financial difficultySupport for vulnerable customers

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3454875.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.