Barclays Bank UK PLC

Financial Ombudsman decision DRN-3446157 Upheld

Upheldoutcome, as published by the Ombudsman

£200redress stated in the decision

Mon May 23deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr C feels were unaffordable for him at those timesIrresponsible lending

remove any adverse credit reporting from Mr M’s credit file from September 2016 onwardsCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3446157.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.