Skyline Direct Limited

Financial Ombudsman decision DRN-3392422 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

—no sum stated

Thu May 05deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Miss P complains that Skyline Direct Limited (Skyline) provided her with loans she couldn’t afford to repay.Irresponsible lending

The overall pattern of Miss P’s borrowing for loans 3 – 14 means any information recorded about them is adverse, so Skyline should remove these loans entirely from Miss P’s credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3392422.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.