HSBC UK Bank Plc
Financial Ombudsman decision DRN-3386548 Upheld
Upheldoutcome, as published by the Ombudsman
£400redress stated in the decision
Wed May 11deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Service failure
In the Ombudsman’s words
Mr K complains that HSBC UK Bank Plc have reported adverse information on his credit file.Credit file reporting
HSBC also said that Mr K was misinformed in April 2019 about his account closure.Service failure
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3386548.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.