Avantcredit Of Uk, Llc

Financial Ombudsman decision DRN-3360282 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Wed Apr 13deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Avant Credit needed to make sure it didn’t lend irresponsibly.Irresponsible lending

all adverse information Avant Credit recorded about this loan should be removed from Mr K’s credit file.Credit file reporting

Rules cited

FCA DISP (Dispute Resolution)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3360282.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.