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Creation Consumer Finance Limited
Financial Ombudsman decision DRN-3354070 Not upheld
Not upheldoutcome, as published by the Ombudsman
£75redress stated in the decision
Tue Jul 12deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Complaint handling
In the Ombudsman’s words
Creation has given assurance that this has now been removed (the payment break period has ended), and that there wouldn’t be any impact caused by this.Credit file reporting
Creation has accepted that that got things wrong and have offered to pay £75 for the trouble and upset this causedComplaint handling
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3354070.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.