Oakam Ltd
Financial Ombudsman decision DRN-3190801 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
£750redress stated in the decision
Wed Feb 09deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Miss T complains that Oakam Ltd lent to her irresponsibly.Irresponsible lending
remove all reference to loans 2 to 6 from Miss T’s credit fileCredit file reporting
Rules cited
FCA CONC (Consumer Credit sourcebook)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3190801.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.