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J.D. WILLIAMS & COMPANY LIMITED

Financial Ombudsman decision DRN-3179145 Upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Treatment in financial difficulty

In the Ombudsman’s words

Mrs C complains that J D Williams & Company Limited (‘J D Williams’) irresponsibly gave her two running account credit facilities that she couldn’t afford.Irresponsible lending

I do uphold the complaint that J D Williams & Company Limited did not act reasonably with Mrs C when managing the account in respect of her financial difficulties.Treatment in financial difficulty

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3179145.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.