S.D. Taylor Limited
Financial Ombudsman decision DRN-3158889 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Feb 11deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
complains S.D. Taylor Limited trading as Loans at Home (LAH) lent to her irresponsibly because it didn’t carry out proper affordability checks.Irresponsible lending
LAH should remove these loans entirely from Ms S’s credit file.Credit file reporting
Rules cited
FCA CONC (Consumer Credit sourcebook)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3158889.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.