Everyday Lending Limited

Financial Ombudsman decision DRN-3131110 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Feb 22deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

I don’t think ELL acted responsibly when approving Mr W’s loanIrresponsible lending

Remove negative information recorded on Mr W’s credit file relating to the loanCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3131110.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.