Apfin Ltd
Financial Ombudsman decision DRN-3130724 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Nov 30deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Miss A complains that APFIN LTD, trading as cashasap.co.uk, lent to her irresponsibly.Irresponsible lending
We will remove any adverse information in relation to loans 6 and 7 and will remove records of loans 8 to 11 from [Miss A’s] credit file.Credit file reporting
Rules cited
FCA CONC (Consumer Credit sourcebook)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3130724.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.