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Clydesdale Financial Services Limited
Financial Ombudsman decision DRN-3111312 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Aug 23deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Product mis-sold
In the Ombudsman’s words
there were income assessment breaches by Barclays Partner Finance and its affordability assessment wasn’t sufficientIrresponsible lending
the product was misrepresented to Mrs S and she’s making a claim against Barclays Partner Finance under section 75 of the Consumer Credit ActProduct mis-sold
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3111312.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.