Sainsbury's Bank Plc

Financial Ombudsman decision DRN-3103395 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Jun 07deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr S complains Sainsbury’s Bank Plc lent to him irresponsibly when it approved a personal loan.Irresponsible lending

Remove any negative information about this loan from Mr S’s credit file, including the default.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3103395.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.