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National Westminster Bank Plc
Financial Ombudsman decision DRN-3085926 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Nov 22deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Miss B has complained about an overdraft National Westminster Bank Plc (“NatWest”) provided to her. She says the overdraft was unaffordable and shouldn’t have been provided as any credit search would have shown her previous difficulties with credit.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3085926.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.