HSBC UK Bank Plc
Financial Ombudsman decision DRN-3084633 Upheld
Upheldoutcome, as published by the Ombudsman
£200redress stated in the decision
Tue Jan 11deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Treatment in financial difficulty, Credit file reporting
In the Ombudsman’s words
asked to defer repayments to his two personal loans due to the financial impact of the global pandemic.Treatment in financial difficulty
This resulted in adverse information reported on his credit file.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3084633.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.