NewDay Ltd

Financial Ombudsman decision DRN-3059204 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Oct 19deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr J is unhappy that NewDay Ltd approved him for several lines of credit which weren’t affordable for him at that time.Irresponsible lending

NewDay must also remove all adverse credit reporting from Mr J’s credit file for the Brand A and Brand M accounts from the relevant dates.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3059204.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.