NewDay Ltd

Financial Ombudsman decision DRN-3020596 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Wed Sep 29deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr V complains that NewDay Ltd lent irresponsibly when it increased the credit limit of his credit cards.Irresponsible lending

NewDay should amend Mr V’s credit file to remove all adverse information reported about both cards from December 2013 to dateCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3020596.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.