UK Credit Limited
Financial Ombudsman decision DRN-3004898 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Mar 23deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr M complains that UK Credit Limited lent to him irresponsibly without doing sufficient affordability checksIrresponsible lending
So UK Credit should remove any negative information recorded on Mr M’s credit file regarding the loan.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3004898.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.