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Shop Direct Finance Company Limited
Financial Ombudsman decision DRN-2984505 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Sep 17deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr D has provided copies of his credit file that show there were nine missed payments recorded from the point his debt management plan was approved to the point the debt was settled in 2018.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2984505.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.