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Lloyds Bank PLC
Financial Ombudsman decision DRN-2968124 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Nov 11deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr H has complained that Lloyds Bank Plc acted irresponsibly by allowing him to continue to use his overdraft after he repaid the overdrawn balance in 2018. He says that Lloyds also should not have given him a loan a few months later.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2968124.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.