Barclays Bank UK PLC

Financial Ombudsman decision DRN-2930504 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Apr 06deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty

In the Ombudsman’s words

CONC 6.7.3A says a credit card provider must monitor a ‘credit card customer’s repayment record…and take appropriate action where there are signs of actual or possible financial difficulties.’Treatment in financial difficulty

Rules cited

FCA CONC (Consumer Credit sourcebook)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2930504.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.